Iute Group – The Leading Microcredit Company in the Balkans2024-02-21T09:30:11+02:00

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Iute was established in Estonia in 2008. We serve customers in Moldova, Albania, North Macedonia, and Bulgaria while expanding our services, geographies, and brand ecosystem.

The fastest and most comfortable payment services

Our mission is to create an extraordinary experience in personal finance by exceeding customers’ expectations.

Our core loan products are unsecured installment loans, buy-now-pay-later loans with maturities between 1 month and 48 months, and collateralized loans with maturities up to 72 months. These loans are provided via webshops, Iute’s website, the MyIute app, and a distributed network of branches, merchants, and partners.

Iute’s payment services vary from country to country between full-range solutions provided as a bank and partial solutions subject to the license issued in any given country. Iute has developed its own ATM network that is accessible with the MyIute app and does not require the use of a card.

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As reported in Q4 2023

Why invest in Iute?

  • Entrepreneurial founders

  • A winning management team

  • Seamless integration with e-commerce

  • Seamless integration with customers’ cash flow

  • A proven and stable business model

  • Profitable operations

  • Responsible and socially inclusive lending

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